Privacy Policy for Fundora Financing
Effective Date: January 2024
At Fundora Financing, your privacy is a top priority. This Privacy Policy outlines how we collect, use, and protect your information when you engage with our services, whether through our website, phone consultations, or other interactions.
1.1 Personal Information:
When you apply for a merchant cash advance or business loan, we may collect personal information such as:
- Name
- Business name
- Email address
- Phone number
- Mailing address
- Social Security number
- Tax identification number
1.2 Financial Information:
To process your funding application, we may also collect financial details, including:
- Bank account information
- Credit card processing history
- Business revenue and transaction history
- Credit scores and reports
1.3 Automatically Collected Information:
When you visit our website, we automatically collect certain information to enhance your user experience, such as:
- IP address
- Browser type
- Cookies and usage data
2. How We Use Your Information
Fundora Financing uses the information we collect to provide, improve, and personalize our services. Specifically, we may use your information to:
- Process funding applications
- Verify identity and perform due diligence
- Communicate with you about your loan or merchant cash advance application
- Provide customer support
- Improve the functionality of our website and services
- Send promotional emails and other communications, which you can opt out of at any time
3. Information Sharing and Disclosure
We understand the importance of protecting your privacy, and we do not sell or rent your personal information, including phone numbers, to third parties or affiliates for marketing or lead generation purposes. We only share your information as described below:
- Service Providers: We may share your information with trusted third-party vendors who assist us in processing transactions, performing business services, and ensuring compliance with regulations.
- Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner as part of the business transaction.
No mobile information (including phone numbers) will be shared with third parties or affiliates for marketing/promotional purposes. Text messaging originator opt-in data and consent information will not be shared with any third parties.
4. Data Security
We take the security of your personal and financial information seriously. Fundora Financing uses industry-standard security measures, including encryption and secure servers, to protect your information from unauthorized access, alteration, or disclosure.
However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.
5. Your Rights and Choices
You have certain rights regarding your personal information, including the right to:
- Access and Update Information: You can review and update your personal and financial information at any time by contacting us.
- Opt Out of Communications: If you no longer wish to receive promotional communications from Fundora Financing, you can opt out by following the unsubscribe instructions provided in our emails or by contacting us directly.
- Delete Information: You may request the deletion of your personal information by contacting us, though we may retain certain information to comply with legal obligations.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve your browsing experience. Cookies are small text files stored on your device that allow us to recognize your preferences and deliver personalized content.
You can choose to disable cookies through your browser settings, but this may limit your ability to use certain features of our website.
7. Third-Party Links
Our website may contain links to third-party websites that are not operated by Fundora Financing. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.
8. Children’s Privacy
Our services are not directed toward individuals under the age of 18, and we do not knowingly collect personal information from minors. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action.
9. Changes to This Privacy Policy
Fundora Financing may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When changes are made, we will update the effective date at the top of this page. We encourage you to review this page periodically to stay informed about how we protect your information.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or the way we handle your personal information, please contact us at:
Fundora Financing
Address: Incorporated in California
Phone: 818-350-4090
Email: contact@fundorafunding.com