Line of Credit

Comprehensive Financing Solutions to Empower Your Business Growth

Personalized Plans

Aligned With You

Flexible Terms

Adaptable For You

Expert Consultation

100+ Specialists

Line of Credit2024-07-02T02:14:12+00:00

“Empowering Your Business with Flexible Credit”

Our Merchant Line of Credit Process

Our streamlined process ensures you get the line of credit your business needs quickly and efficiently.

Apply Online

Complete our easy and secure online application in just a few minutes to get started on securing your line of credit.

Quick Approval

Our team reviews your application promptly, providing you with a quick decision so you can access the funds you need.

Access Your Funds

Once approved, you can draw from your line of credit as needed, giving you the financial flexibility to support your business growth.

“Flexible Credit, Empowered Growth”

Why Choose Our Line of Credit?

Flexible Access to Funds

On-Demand Financing

Competitive Interest Rates

Affordable Credit Solutions

Tailored Credit Limits

Custom Credit Limits

Unlock Your Business Potential with Lines of Credit

Fast Funds, Flexible Solutions

  • Businesses with monthly revenue over $20,000 and owner(s) with a FICO score of 600+.

  • Choose repayment schedules that suit your cash flow, with terms of 6, 12, or 18 months.

  • Get approvals fast, with credit limits up to $250,000 and the ability to draw more as you repay.

  • Your personal and business credit scores impact the interest rates offered.

  • Time in business, monthly revenue, and industry type play crucial roles in determining rates.

  • Strong financials can secure you more favorable rates and terms.

  • Provide 3-6 months of recent bank statements or securely link your business bank account.

  • Complete an application with essential business details and merchant information.

  • Submit a driver’s license, voided check, and proof of address for verification.

“Real Success Stories, Real Results”

Customer Reviews

Hear From Our Satisfied Clients.

Fundora Funding’s line of credit has been a lifeline for our business. The application process was straightforward, and the approval was incredibly fast. Having access to flexible funds has allowed us to manage our cash flow effectively and take advantage of growth opportunities as they arise.

Michael T 

Securing a line of credit from Fundora Funding was one of the best decisions we’ve made. The terms were flexible, and the interest rates were very competitive. The ability to draw funds as needed and repay on a schedule that suits our cash flow has been invaluable.

Samantha K 

“Your Questions, Answered Clearly”

Frequently Asked Questions

Find all the information you need about our business lines of credit with our
comprehensive FAQs, designed to address your most common concerns.

How are interest rates determined for a business line of credit?2024-06-07T00:24:07+00:00

Interest rates are based on several factors, including your credit score, business profile, monthly revenue, and the industry your business operates in. A stronger financial profile generally results in more favorable interest rates.

What documents are required to apply for a business line of credit?2024-06-07T00:23:48+00:00

Typically, you will need to provide 3-6 months of recent bank statements, an application with basic business details, a driver’s license, a voided check, and proof of address. Some lenders may also allow you to securely link your business bank account for easier verification.

How much can I borrow with a business line of credit?2024-06-07T00:23:33+00:00

Credit limits vary depending on the lender and your business’s financial profile. At Fundora Financing, we offer credit lines up to $250,000, with the potential for the limit to increase based on good repayment history and ongoing financial health.

What is a business line of credit and how does it work?2024-06-07T00:23:21+00:00

A business line of credit provides access to a predetermined amount of funds that you can draw from as needed. You only pay interest on the amount you use, and as you repay the borrowed amount, your credit line is replenished, making it a flexible financing option for managing cash flow and covering unexpected expenses.

What are the eligibility requirements for a business line of credit?2024-06-07T00:23:03+00:00

Eligibility typically depends on factors such as your business’s monthly revenue, the owner’s credit score, time in business, and overall financial health. Most lenders require a minimum monthly revenue of $20,000 and a credit score of 600 or higher.

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